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Chainlink vs Figure Heloc: what fatwa bodies say

What recognised fatwa bodies and regulators have published on each coin, side by side. Deengen gives no ruling of its own and does not rank one coin above the other.

Chainlink

LINK · rank #16
Price
$11.46 +6.03% 24h
Market value
$8.79B
Ikhtilaf: scholars differ
2 permit2 with conditions2 prohibitof 6

SC Malaysia: Shariah-compliant digital currency since 9 Feb 2023.

Bodies on record

  • Darul Uloom KarachiProhibits, crypto in general · Jun 2026
  • MuhammadiyahPermits with conditions, crypto in general · Mar 2026
  • SC Malaysia Shariah CouncilPermits · Feb 2023
  • Majelis Ulama IndonesiaPermits with conditions, crypto in general · Nov 2021
  • National Fatwa Council, MalaysiaPermits, crypto in general · Aug 2021
  • Diyanet, TürkiyeProhibits, crypto in general · Jan 2018

Full Chainlink report, with every source

Figure Heloc

FIGR_HELOC · rank #9
Price
$1.05 +1.53% 24h
Market value
$27.32B
Haram-leaning

Interest-based lending or interest-bearing debt (riba). Every Shariah standard and fatwa body treats interest-based lending as riba. AAOIFI's Shariah Standard 21 and the SC Malaysia benchmarks both exclude it. No recognised body has ruled on this token by name; the label reflects the activity it rests on.

1 permit3 with conditions2 prohibitof 6

Bodies on record

  • Darul Uloom KarachiProhibits, crypto in general · Jun 2026
  • MuhammadiyahPermits with conditions, crypto in general · Mar 2026
  • Majelis Ulama IndonesiaPermits with conditions, crypto in general · Nov 2021
  • National Fatwa Council, MalaysiaPermits, crypto in general · Aug 2021
  • SC Malaysia Shariah CouncilPermits with conditions, crypto in general · Jul 2020
  • Diyanet, TürkiyeProhibits, crypto in general · Jan 2018

Full Figure Heloc report, with every source

What differs

  • Chainlink is summarised as Ikhtilaf: scholars differ; Figure Heloc as Haram-leaning.
  • Figure Heloc rests on interest-based lending or interest-bearing debt (riba), which every recognised body treats as impermissible.
  • Chainlink is on the SC Malaysia list of Shariah-compliant digital currencies (since 9 Feb 2023); Figure Heloc is not.
  • SC Malaysia Shariah Council takes different positions: permits for Chainlink (a decision on this coin), permits with conditions for Figure Heloc (its ruling on crypto in general).
  • 5 positions apply to both in the same way, mostly rulings on crypto in general: Darul Uloom Karachi, Muhammadiyah, Majelis Ulama Indonesia, National Fatwa Council, Malaysia and Diyanet, Türkiye.

Positions as of 5 Nov 2026. Market data: CoinGecko.

This is not a fatwa and not financial advice. The labels count published positions: Halal-leaning when two thirds or more of the bodies permit it, Haram-leaning when all prohibit it, Ikhtilaf otherwise. Ask a qualified scholar for a ruling that applies to you.

Compare Chainlink with another coinCompare Figure Heloc with another coinHow the summary works
Deengen does not issue fatwas or verdicts, and a comparison is not a ranking. Each column summarises positions published by recognised fatwa bodies and regulators, as dated and linked. Nothing here is a recommendation to buy, sell or hold any asset. Ask a qualified scholar for a ruling that applies to you. Crypto involves substantial risk, including the loss of your capital. Market data from CoinGecko may be delayed or wrong.