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Monero vs Stellar: what fatwa bodies say

What recognised fatwa bodies and regulators have published on each coin, side by side. Deengen gives no ruling of its own and does not rank one coin above the other.

Monero

XMR · rank #13

Price: $635.32 +1.04% 24h
Market value: $11.96B

Ikhtilaf: scholars differ

1 permit3 with conditions2 prohibitof 6

Bodies on record

Darul Uloom KarachiProhibits, crypto in general · Jun 2026
MuhammadiyahPermits with conditions, crypto in general · Mar 2026
Majelis Ulama IndonesiaPermits with conditions, crypto in general · Nov 2021
National Fatwa Council, MalaysiaPermits, crypto in general · Aug 2021
SC Malaysia Shariah CouncilPermits with conditions, crypto in general · Jul 2020
Diyanet, TürkiyeProhibits, crypto in general · Jan 2018

Full Monero report, with every source

Stellar

XLM · rank #19

Price: $0.1683 +5.46% 24h
Market value: $5.95B

Ikhtilaf: scholars differ

2 permit2 with conditions2 prohibitof 6

SC Malaysia: Shariah-compliant digital currency since 10 Dec 2024.

Bodies on record

Darul Uloom KarachiProhibits, crypto in general · Jun 2026
MuhammadiyahPermits with conditions, crypto in general · Mar 2026
SC Malaysia Shariah CouncilPermits · Dec 2024
Majelis Ulama IndonesiaPermits with conditions, crypto in general · Nov 2021
National Fatwa Council, MalaysiaPermits, crypto in general · Aug 2021
Diyanet, TürkiyeProhibits, crypto in general · Jan 2018

Full Stellar report, with every source

What differs

Both are summarised as Ikhtilaf: scholars differ.
Stellar is on the SC Malaysia list of Shariah-compliant digital currencies (since 10 Dec 2024); Monero is not.
SC Malaysia Shariah Council takes different positions: permits with conditions for Monero (its ruling on crypto in general), permits for Stellar (a decision on this coin).
5 positions apply to both in the same way, mostly rulings on crypto in general: Darul Uloom Karachi, Muhammadiyah, Majelis Ulama Indonesia, National Fatwa Council, Malaysia and Diyanet, Türkiye.

Positions as of 5 Nov 2026. Market data: CoinGecko.

This is not a fatwa and not financial advice. The labels count published positions: Halal-leaning when two thirds or more of the bodies permit it, Haram-leaning when all prohibit it, Ikhtilaf otherwise. Ask a qualified scholar for a ruling that applies to you.

Compare Monero with another coin Compare Stellar with another coin How the summary works

Deengen does not issue fatwas or verdicts, and a comparison is not a ranking. Each column summarises positions published by recognised fatwa bodies and regulators, as dated and linked. Nothing here is a recommendation to buy, sell or hold any asset. Ask a qualified scholar for a ruling that applies to you. Crypto involves substantial risk, including the loss of your capital. Market data from CoinGecko may be delayed or wrong.