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Is Capital One stock halal?

Capital One (COF) · Financials · Consumer Finance

Capital One's main business is one every Shariah standard excludes.

What official bodies say

Haram-leaningPublished decisions on record

Main business: conventional banking and lending. Every Shariah standard excludes this business: AAOIFI Shariah Standard 21, the SC Malaysia benchmarks and the S&P, FTSE and MSCI Shariah indices. SC Malaysia SAC screening methodology

Get an email when a recognised body rules on Capital One

Only when a body publishes or changes a position. You confirm by email first and can stop in one click. A report of what was published, not a fatwa or advice.

The ratios, as plain facts

Interest-bearing debt / total assetsSC Malaysia benchmark: under 33%
7.7%under 33%
Cash and short-term investments / total assetsSC Malaysia benchmark: under 33% (conventional cash)
7.3%under 33%
Interest income / revenueSC Malaysia business benchmark: non-compliant income under 5%
109.8%at or above 5%

Balance sheet as of 30 Sep 2026, income for the fiscal year to 31 Dec 2025, from Capital One's XBRL filings with the US SEC. Total assets $672.9B, debt $51.9B, revenue $53.4B. Read the filings

These are the SC Malaysia financial benchmarks applied to US filings, for comparison only. AAOIFI, DJIM and S&P measure debt against market value instead, which needs live share prices; those ratios are coming. Some companies report interest income inside other lines, so a missing figure is not zero.

Deengen does not issue fatwas or verdicts. Labels summarise decisions published by regulators, Shariah index boards and Shariah-supervised funds, dated and linked. Ratios are arithmetic from the company's own filings, shown next to published benchmarks, not a ruling. Nothing here is a recommendation to buy, sell or hold. Capital at risk. Ask a qualified scholar for a ruling that applies to you.