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Crypto zakat calculator

Add your coins, cash, gold and debts due. Crypto prices fill in live and you can edit any of them. You'll see your zakatable wealth, whether it reaches nisab, and the zakat due at 2.5%.

Loading live prices…All values in USD · nothing leaves your device
Educational tool, not a fatwa. Zakat has real differences of opinion: whether crypto is property, which nisab to use, how to treat long-term holdings and which debts to deduct. The defaults follow common contemporary practice. Confirm your figures with a qualified scholar or your local zakat authority before you pay.
01

Your crypto

Pick an asset or choose "Custom", enter how many units you hold, and check the price. Live prices come from CoinGecko; type over any price to set your own (useful for your exact zakat date).

02

Cash, gold and debts

Include what you own on your zakat date. Leave a field empty if it doesn't apply.

Trade stock, money owed to you that you expect back, zakatable share of investments.
Instalments, bills and repayments that fall due in the coming year. Step 3 sets whether they are deducted.
03

Nisab and approach

Nisab is the minimum wealth before zakat is due: the value of 85 g of gold or 595 g of silver. We don't fetch metal prices automatically, so enter today's price per gram from a source you trust.

Check today's gold price ↗ (set the unit to grams)
Check today's silver price ↗ (needed for silver nisab or silver owned)
Your approach

Choose how a few contested cases are treated. Each option shows the default and, in one line, where scholars differ. None of this is a fatwa.

Nisab basis

Where scholars differ: both are classical positions. Silver gives a much lower threshold and many scholars prefer it because it benefits the poor; gold is widely used today for cash and crypto.

Long-term holdings

Where scholars differ: crypto held for trading counts at full value. Most contemporary scholars treat long-term holdings the same way; some apply the method for long-term shares and count only a zakatable share, which rarely fits tokens.

Personal-use tokens

Where scholars differ: many treat tokens held only to use a service as exempt, like personal belongings. Others hold that coins working as money, such as BTC, are zakatable whatever your intention.

Staked or locked coins

Where scholars differ: most count staked principal as your wealth. If it is truly inaccessible, some allow paying once you can withdraw, covering the years that passed. Rewards count once you have received them.

Debts due within the year

Where scholars differ: the schools differ here. Broadly, the Hanafi school lets debts you owe reduce zakatable wealth, while the Shafi'i school generally does not. Many contemporary scholars deduct only what falls due within the coming year.

Zakat year

Where scholars differ: zakat follows the lunar year. If you keep your zakat on the Gregorian year, about 11 days longer, many scholars adjust the rate to roughly 2.577%.

This is an estimate, not a fatwa. Read the guide, then confirm your approach with your scholar or your local zakat authority (such as LZS, PPZ, NZF or BAZNAS).

Your zakat date

Zakat falls due each lunar year on the same Hijri date: often the day your wealth first reached nisab, or a date you keep, such as 1 Ramadan. Set it once here.

Use this if your local calendar runs a day apart from Umm al-Qura.
Next zakat date
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Approximate. Based on the Umm al-Qura calendar; local moon sighting may differ by a day or two.

    The calendar file holds your next three zakat dates as separate events, because the Gregorian date moves about 11 days earlier each year. Each one reminds you 14 days and 1 day before.

    Year by year

    Save each year's calculation to build a private record you can compare. It stays on this device.

    No saved years yet. Use "Save this year's calculation" when your figures are ready.

    Want a worksheet for the whole household? The zakat workbook walks through every asset type with worked examples.

    How this calculator works

    • Value at market price. Each holding is valued at the price on your zakat date, not what you paid.
    • Apply the zakatable share. Each asset counts at the percentage you set. The default is 100% for trading and long-term holdings and 0% for personal use.
    • Add other wealth, subtract debts due now. Cash, gold, silver and other zakatable assets are added; debts due now are deducted.
    • Check nisab and hawl. If the total reaches nisab and a lunar year has passed, zakat is 2.5% of the total (one-fortieth).

    Trade, hold or use: where scholars differ

    Most contemporary scholars zakat crypto held for trading or for long-term gain at its full market value. Some apply the method used for long-term shareholdings, where only the zakatable portion of a company's underlying assets counts; that rarely fits tokens, which usually have no balance sheet behind them. Things kept purely for personal use are generally exempt, but very few crypto holdings fit that description. If you're unsure, keep 100%: paying a little more is the cautious choice.

    Your zakat date in the Hijri calendar

    Zakat runs on the lunar year, so your zakat date is a Hijri date, and its Gregorian equivalent moves about 11 days earlier each year. The calculator converts it with the Umm al-Qura calendar, which can differ from your local moon sighting by a day or two, and can add your next three zakat dates to your phone's calendar. Saving each year's calculation builds a private record on this device, so you can compare one year with the next.

    Assets you've decided to exit

    If you hold something that fails your own screen and you're exiting it, how to handle its value is a separate question from zakat. Many scholars advise giving away gains from impermissible sources rather than treating them as your wealth. Ask a scholar about your case.

    Background: Zakat on crypto: how to calculate it · Is staking halal? · Halal markets board

    Questions people ask

    Is cryptocurrency zakatable? +

    Most contemporary scholars treat cryptocurrency held for trade or as a store of value as zakatable wealth, valued at its market price on your zakat date. If your total zakatable wealth is at or above nisab and a lunar year (hawl) has passed, 2.5% is due. Some scholars hold that crypto is not property at all; confirm your position with a qualified scholar.

    Should I use the gold or the silver nisab? +

    Nisab is the value of 85 grams of gold or 595 grams of silver. Both are classical positions. The silver nisab is much lower, so more people pass it, and many scholars prefer it because it benefits the poor. The gold nisab is widely used today for cash and crypto. Pick one with your scholar and use it consistently.

    Does it matter whether I trade or hold my crypto long-term? +

    For most scholars, no: both are valued at the market price and zakated at 2.5%. Some apply the approach used for long-term shareholdings, where only the zakatable portion of the underlying assets counts, but that rarely maps cleanly onto tokens. Assets kept purely for personal use are generally exempt, yet few crypto holdings fit that description. The calculator lets you set a zakatable percentage per asset for this reason.

    Can I deduct debts from my zakatable wealth? +

    Scholars differ. A common contemporary approach deducts debts that are due now, such as the next instalments, rather than the full balance of a long-term loan. Enter only the amount your scholar's approach allows.

    Do I pay zakat on staked or locked crypto? +

    Most scholars say staked or locked coins are still your wealth, so they count. If they are genuinely inaccessible, a common allowance is to pay once you can withdraw, covering the years that passed. Staking rewards you have received are added to your total, after checking that the reward source is itself permissible.

    Deengen provides education, not religious or financial advice. This calculator does not issue a ruling and is not a recommendation to buy, sell or hold any asset. Prices are delayed market data and may differ from your exchange. Capital at risk.